Real estate appraisal services for Homeowners in Broward, Miami-Dade, and Palm Beach Counties

Here are the top 7 reasons why Florida homeowners call on Carvalho & Associates Appraisal Corp:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Florida
To reduce their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Florida, when real estate property needs to be divided
To settle an estate in Broward county or Florida by determining the true market value of the property in question


	Need help deciding the value of your house in or near Davie, Florida? Contact Carvalho & Associates Appraisal Corp.

At Carvalho & Associates Appraisal Corp, we understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Carvalho & Associates Appraisal Corp, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Challenging Broward County's assessment of your property

Let's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Carvalho & Associates Appraisal Corp is your best weapon.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Carvalho & Associates Appraisal Corp, we're qualified in helping people just like you rid yourselves of unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Carvalho & Associates Appraisal Corp can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Services

Have you just accepted a copy of your appraisal and you'd like to have a professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desktop appraisal verifying as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.